When some unforeseen event occurs, you have the possibility of resorting to different credit entities that can help you to clear these situations through online loans.
Faced with the need to get money urgently, the financing companies stand out in order to help people overcome these unexpected setbacks, offering different options for quick loans and online credits.
Within the current range of companies that grant urgent loans we find Crediter. We invite you to know its essential features and the quick credit options that this organization has for you.
Sistemas Financieros Móviles SL, better known as Crediter, is a Spanish lender company established in 2011, with the aim of offering mini-loans very quickly and with very little paperwork.
It is a certified company with the “Confianza Online” seal, which distinguishes it as a transparent and reliable online loan company, that is, fully committed to comply with and promote good practices on the Internet.
The fundamental idea of this company is to provide all those people who are in need of urgent and fast money, while they are not in the Financial Credit Institutions, the possibility of resolving their financial mishap in a short period of time.
The request for personal loans is made through a simple computer portal Crediter and under a quick process. It requires applicants to be Spanish residents and therefore have a valid DNI or NIE. They must be at the same time over 21 years of age, but under 75, holders of a bank account and a mobile phone line, and not be subject to any register of debtors or debtors, ie Financial Credit Institutions.
Through the simulator, it tells you the details of the quick credit requested, such as the amount of the loan, the interest payable, the total amount to be repaid and the Annual Equivalent Rate (APR) applied, which naturally reflects not only the rate of interest but the charges for expenses and other credit commissions of the microloans.
The amount for quick loans ranges from € 50 minimum, and € 900 maximum, and the repayment term of the mini-loans fluctuates between a minimum of 7 days and up to a maximum of 30 continuous days. It is important to highlight that this company establishes a maximum amount of € 300 for the first microcredits, however, as an additional advantage it offers its new clients the first personal loans totally free, that is, without commissions and without interest, provided they are returned inside of the agreed term.
The first step that all petitioners must comply with in order to request urgent loans is to register on their website, filling out a simple form with all the personal data required, which will be used exclusively for the indicated purposes. In the same way it is possible that they require a copy of the documents that support the supplied data, such as the DNI or bank card.
Once the amount chosen, the return period, and all the personal data required have been entered, the company evaluates and verifies the information provided in the application for the quick credits and proceeds to its approval. Then send an email and a confirmation SMS, along with the detailed information of the loan, which you will have to accept and confirm so that they send you the money.
A decisive factor in the speed with which you get the money from online credits is that your bank account belongs to some of the banks with which the funder works.
Otherwise, availability could take between 24 and 48 hours.
The total amount of the loan, plus the interest and commissions that apply, you must refund before the expiration, or no later than the last day of the same. The refund is made by bank transfer, or direct deposit, to any of the bank accounts of the company stipulated for that purpose.
In any case, it is extremely important to correctly identify the operation of the refund with your name and your ID number, to record that it was made.
Should any unforeseen event arise that would not allow you to pay the loan within the stipulated time, you can use the unlimited option of extensions to extend the repayment period by 7, 14 or 30 additional days, crediting each time an extra amount calculated in advance. based on the amount and the new term requested. This is an ideal alternative to avoid the extra charges for the penalty of non-payment and arrears, which are not at all convenient.